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4
votes
3
answers
Is the 50/30/20 budget rule realistic anymore?

Everyone recommends 50% needs, 30% wants, 20% savings. But my rent alone is 40% of my take home pay and I live in a modest apartment in a normal city ...

1
John Smith asked 2 days ago
6
votes
3
answers
Leasing vs buying - which is actually the better financial decision?

Getting conflicting advice from everyone. My dad says leasing is throwing money away, my coworker says shes leased for 10 years and loves it. I drive ...

0
Stephanie White asked 2 days ago
7
votes
3
answers
Is it stupid to buy a house right now with 7% interest rates?

Everyone keeps telling me to wait for rates to drop. But Ive been waiting for 2 years already and prices just keep going up. My rent is ,100 and incre...

1
Brittany Thomas asked 2 days ago
7
votes
3
answers
How much should I actually have saved for retirement by 30?

Im turning 30 next month and only have about k in my 401k. I see all these articles saying you should have 1x your salary saved by 30. I make k so Im ...

1
Nicole Martin asked 2 days ago
5
votes
3
answers
Do I really need to pay taxes on my Venmo and PayPal transactions now?

I sell stuff on Facebook marketplace and Poshmark as a side hustle, probably make around -4k a year. I heard theres some new rule where PayPal and Ven...

0
Emily Johnson asked 2 days ago
5
votes
3
answers
How many bank accounts should I actually have?

I currently just have one checking account where everything goes - paycheck, bills, spending money, everything. My girlfriend thinks Im crazy and has ...

0
Amanda Wilson asked 2 days ago
8
votes
3
answers
How do I get out of k credit card debt without ruining my credit?

I made some really dumb decisions in my early 20s and racked up about ,000 across 4 credit cards. Interest rates are between 22-29% and minimum paymen...

0
Jessica Brown asked 2 days ago
5
votes
3
answers
Is it worth getting health insurance through the marketplace or should I just pay the penalty?

I'm 26 and just aged out of my parents insurance. I'm a freelancer making around 45k a year in Florida. The marketplace plans are like /month for dece...

1
Emily Johnson asked 2 days ago
0
votes
1
answer
What is the easiest path to US permanent residency for skilled workers?

I'm a software engineer from Canada working remotely for a US company. They've mentioned potentially sponsoring me but the whole visa/green card thing...

200
Matthew Moore asked 2 days ago
3
votes
3
answers
Do I actually need life insurance if Im single with no kids?

Im 28, single, no dependents. My job offers basic life insurance (1x salary) but people keep telling me I should buy more. Why would I need life insur...

1
Justin Garcia asked 3 days ago