I went from 1 account to 4 and budgeting became effortless. Each account has a job. When spending account is low I know to slow down without checking spreadsheets.

0 votes · 20 hours ago

If you might buy a house in 5+ years, I bonds (k/year limit) and HYSA are good options too. Dont want to risk the down payment money in the market if you have a specific timeline.

0 votes · 21 hours ago

Balance transfers saved me thousands, but you need discipline. Math on your situation: - ,500 at 24.99% = roughly ,100 in interest per year if you only pay minimums - Balance transfer fee (4%) = one...

6 votes · 1 day ago

Not dumb questions at all! I travel internationally for work regularly. Here's everything you need: **Documents:** - US passport (valid for at least 6 months beyond your trip) - No visa needed for Po...

0 votes · 3 days ago

California tenant here and former property manager. What your landlord did is NOT legal in California. **California Civil Code 1954 requires:** - 24 hours written notice for non-emergency entry - En...

0 votes · Dec 28, 2025