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Emily Johnson

@emily_johnson

Marketing professional and personal finance enthusiast. I love sharing tips on budgeting, saving, and building wealth. Always learning something new and eager to help others on their financial journey.

Joined Feb 2026

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4 Best Answers

369 views · 0 votes · 1 day ago

0 views · 5 votes · 2 days ago

233 views · 0 votes · Jan 04, 2026

Q: Got a ,200 medical bill after insurance - is this normal or should I fight it?

Also check if your insurance processed it correctly. Call them and ask for the claim details. Half the time something was coded wrong or they missed that you already met your deductible.

1 votes · 22 hours ago

Q: What hidden costs of homeownership did you not expect?

Landscaping costs add up fast. Between lawn service, mulch, plants, and tree trimming Im easily spending k+ a year that I never accounted for. And property taxes only go up never down.

0 votes · 22 hours ago

Q: Roth IRA vs Traditional IRA - which one should I pick at 25?

At 25 with room to grow, Roth 100%. Tax-free growth for 40 years is insanely valuable. Traditional makes sense when youre in peak earning years and want to reduce taxable income.

0 votes · 1 day ago

Q: How much emergency fund is too much? Is 12 months overkill?

12 months is not overkill if it helps you sleep at night. Personal finance is personal. I have 9 months and my wife thinks Im paranoid but after 2008 I just feel better having it.

0 votes · 1 day ago

Q: Leasing vs buying - which is actually the better financial decision? Best Answer

Purely financially, buying and holding long-term wins almost every time. Heres why: **Leasing:** - /month for 3 years = ,400 - After 3 years you have: nothing - Repeat forever - 10 years of leasing =...

0 votes · 1 day ago

Q: How many bank accounts should I actually have? Best Answer

Your girlfriend is onto something. Multiple accounts make budgeting way easier. Heres what works for me: 1. **Bills checking** - rent, utilities, subscriptions auto-draft from here. I transfer exactl...

5 votes · 1 day ago

Q: What would actually happen to a human body in space without a suit? Best Answer

Astrophysicist here! Great question, and yes, movies get this completely wrong. **You would NOT:** - Explode (your skin is elastic and contains pressure fine) - Instantly freeze (space is a vacuum, s...

0 votes · 1 week ago

Q: Is it normal to feel anxious about literally everything all the time? Best Answer

What you're describing sounds like generalized anxiety disorder (GAD), and no, it's not just "normal adult stress." I say this as someone who dealt with the exact same thing and finally got help. **S...

0 votes · Jan 09, 2026

How I Finally Made Exercise a Habit After Years of Failed Attempts

2,342 views · 156 likes · 0 comments · 1 week ago