Your grandparents probably sold at the bottom and locked in losses. The people who held through 2008 and kept investing are up like 500% now. The risk is panic selling, not the market itself.

0 votes · 20 hours ago

Banks can close accounts for any reason without telling you why. Its in the terms you agreed to. Probably algorithmic - too many Zelle transfers, or receiving payments from flagged sources, who knows.

0 votes · 1 day ago

The mileage deduction is HUGE for delivery drivers. I drove 15k miles for DoorDash and deducted over k. Brought my taxable income way down. Use an app like Stride to track automatically.

0 votes · 1 day ago

One thing that helped me - I stopped asking for a raise and started presenting market data. "Based on my research, this role typically pays X. Id like to discuss aligning my compensation." Takes the e...

0 votes · 1 day ago

Youre mostly right - life insurance is primarily for people with dependents. But there are a few edge cases to consider: **You might need more if:** - You have co-signed loans (student loans, car) th...

0 votes · 2 days ago

Its not a trap exactly, but it is a test of your self control. Credit card companies make money when people overspend and pay interest. They gave you a high limit hoping youll use it and carry a balan...

5 votes · 3 days ago

I have both a PS5 and a gaming PC, so let me give you an honest breakdown: **Where PC genuinely wins:** 1. **Graphics potential** - A good PC will outperform PS5, but you pay for it 2. **Frame rates...

0 votes · 5 days ago