Okay first, breathe. Youre not screwed. k at 30 is behind the "1x salary" guideline, but guidelines are just guidelines. Youre still ahead of most Americans your age honestly. **Heres the real math:...

7 votes · 1 day ago

Your dad is wrong, this is a super common myth. You do NOT need to carry a balance or pay interest to build credit. What actually matters: - **Payment history** (35%) - pay on time, every time - **Cr...

10 votes · 5 days ago

I was you about 5 years ago. Now I'm in 3 leagues and check my team way too often. Let me try to explain the addiction: **It makes every game matter** Without fantasy, you might watch your team's ga...

1 votes · 1 week ago