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5
votes
3
answers
Is it worth getting health insurance through the marketplace or should I just pay the penalty?

I'm 26 and just aged out of my parents insurance. I'm a freelancer making around 45k a year in Florida. The marketplace plans are like /month for dece...

33
Emily Johnson asked Feb 18, 2026
0
votes
1
answer
Are online degrees taken seriously by employers?

I am considering an online masters degree. Will hiring managers look down on it?

809
Emily Johnson asked Feb 18, 2026
0
votes
1
answer
How do startups actually get their first customers?

Building a product seems easier than getting people to use it. What actually works?

575
Ashley Davis asked Feb 18, 2026
0
votes
1
answer
What is the easiest path to US permanent residency for skilled workers?

I'm a software engineer from Canada working remotely for a US company. They've mentioned potentially sponsoring me but the whole visa/green card thing...

226
Matthew Moore asked Feb 18, 2026
0
votes
1
answer
Is it dumb to start a business without a technical cofounder?

I have a tech startup idea but Im not a developer. Should I learn to code or find a cofounder?

685
David Jones asked Feb 17, 2026
0
votes
1
answer
Is it possible to become fluent in a language as an adult?

I am 35 and want to learn Spanish. Can adults actually become truly fluent?

585
John Smith asked Feb 17, 2026
3
votes
3
answers
Do I actually need life insurance if Im single with no kids?

Im 28, single, no dependents. My job offers basic life insurance (1x salary) but people keep telling me I should buy more. Why would I need life insur...

32
Justin Garcia asked Feb 17, 2026
7
votes
3
answers
How do you actually stick to a budget? Ive tried everything

Ive downloaded every app - Mint, YNAB, spreadsheets, the envelope system. I make a budget at the beginning of each month and by week 2 its out the win...

32
Ryan Robinson asked Feb 17, 2026
3
votes
3
answers
Is it dumb to pay cash for a car when rates are this high?

I have k saved and want to buy a 2021 RAV4 for around k. My instinct is to pay cash and own it outright. But my financial advisor friend says with car...

29
Rachel Martinez asked Feb 17, 2026
5
votes
3
answers
How much house can I actually afford on k salary?

Im pre-approved for k but that seems insane? I make k in Phoenix, have k saved for down payment, no debt. My rent is currently ,600. The mortgage paym...

42
Christopher Miller asked Feb 17, 2026
Jarvis
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