Leasing makes sense for some people though - if you NEED a reliable new car for work, if repairs stress you out, or if its a business expense. For most regular people buying wins though.

0 votes · 1 day ago

I used to have 12 months too but then I realized my job is super stable (government) and I was basically losing money to inflation. Moved half to I-bonds which are still liquid after a year but earn w...

0 votes · 1 day ago

Your dad is wrong and this myth is so widespread it drives me crazy. Carrying a balance just gives the bank free money. Pay it off in full every month. Your score is based on payment history and utili...

0 votes · 1 day ago

Okay dont freak out. Heres the deal: The new rule (1099-K reporting threshold) was supposed to be but the IRS keeps delaying it. For 2024 its still ,000 and going forward its supposed to phase down....

5 votes · 1 day ago

Legally, no. Parent PLUS loans are 100% in your parents name. Youre not on the hook legally at all. The loans dont show up on your credit report and collectors cant come after you. Morally thats betw...

6 votes · 2 days ago

Climate researcher here. This is a nuanced question that deserves a nuanced answer. **The "100 companies" stat is misleading:** That stat counts the emissions from burning the fossil fuels those com...

0 votes · 4 days ago

If you've done outlet work and the box is fan-rated, you can definitely do this. I've installed probably 15 ceiling fans and my first one took longer but it wasn't hard. **What makes your situation i...

0 votes · Dec 29, 2025