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4
votes
3
answers
How much emergency fund is too much? Is 12 months overkill?

I have about ,000 in savings which is roughly 12 months of expenses. My job is stable (healthcare IT) and I have no debt. My friends say Im being too ...

0
David Jones asked 4 days ago
5
votes
3
answers
What do I do with money after maxing 401k and Roth IRA?

Im 34, make k, no debt, max my 401k (k) and Roth IRA (k). I have 6 months emergency fund. After all that I still have like ,500/month I could save or ...

1
Amanda Wilson asked 4 days ago
4
votes
3
answers
Should I finance a car at 8.9% or keep driving my beater?

My 2008 Camry has 198k miles. It runs but needs about ,500 in repairs soon (timing belt, suspension stuff). Im looking at used cars in the -22k range ...

0
Ashley Davis asked 4 days ago
6
votes
3
answers
Roth IRA vs Traditional IRA - which one should I pick at 25?

Im 25, making k as a marketing coordinator in Chicago. Just started taking finances seriously and want to open an IRA. I know traditional is pre-tax a...

1
David Jones asked 4 days ago
2
votes
3
answers
CDs vs high yield savings - which is better right now?

I have about ,000 sitting in savings that I dont need to touch for at least a year (emergency fund is separate). Everyone keeps talking about high yie...

1
Andrew Jackson asked 4 days ago
4
votes
3
answers
Got approved for a k credit limit at 21 - is this a trap?

I just got my first real credit card (had a secured card before) and they approved me for a ,000 limit. Im a senior in college working part time makin...

1
Brittany Thomas asked 4 days ago
7
votes
3
answers
Should I refinance my student loans or wait for forgiveness programs?

I have about ,000 in federal student loans at 6.8% interest. I work for a nonprofit hospital so I might qualify for PSLF in like 8 more years. But I k...

1
Michael Williams asked 4 days ago
0
votes
1
answer
Is it cheaper to keep fixing my old car or just buy a new one at this point?

I have a 2012 Honda Accord with 167,000 miles. In the past year I've spent $2,800 on repairs (brakes, suspension work, AC compressor). Mechanic says I...

345
Matthew Moore asked 4 days ago
5
votes
3
answers
Is the stock market basically just gambling?

My boyfriend wants us to invest together but I always thought the stock market was basically gambling for rich people. Like you can lose everything ri...

1
Michael Williams asked 5 days ago
4
votes
3
answers
How do I switch banks without screwing up all my autopays?

I want to leave BofA (fees are ridiculous) and switch to a credit union. But I have like 12 different autopays set up - rent, utilities, subscriptions...

2
Justin Garcia asked 5 days ago