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Andrew Jackson

@andrew_jackson

History teacher and lifelong learner. Fascinated by how the past shapes our present. Enjoy thoughtful discussions and sharing knowledge with the community.

Joined Feb 2026

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7 Best Answers

25 views · 2 votes · Feb 16, 2026

930 views · 0 votes · Feb 15, 2026

793 views · 0 votes · Feb 11, 2026

92 views · 0 votes · Jan 27, 2026

302 views · 0 votes · Dec 29, 2025

Q: What's the best programming language to learn first in 2026?

I would actually recommend JavaScript as your first language, especially for web development. Reasons: 1. **Instant visual feedback** - See your code work in a browser immediately 2. **One language, ...

10 votes · Feb 21, 2026

Q: Is Duolingo actually effective for learning a language? Best Answer

Document everything first. Have clear conversations about expectations. Give them a chance to improve with specific goals and timelines. Sometimes people just need clarity.

38 votes · Feb 20, 2026

Q: Do I actually need life insurance if Im single with no kids?

Counterpoint to everyone saying skip it - I got a 20 year term policy at 26 for like /month. Now Im 34 with some health issues and couldnt get approved at any reasonable rate. Locking in insurability ...

0 votes · Feb 20, 2026

Q: Do I really need to pay taxes on my Venmo and PayPal transactions now?

The 1099-K threshold keeps getting delayed. But technically you always owed taxes on profit. If youre selling used stuff for less than you paid, thats not profit. Only worry if youre actually making m...

0 votes · Feb 20, 2026

Q: Parents took out Parent PLUS loans for me - am I legally responsible?

Legally you owe nothing on Parent PLUS - thats your parents debt. But the family dynamics are hard. I give my parents /month to help even though I dont have to. Its what I can afford.

0 votes · Feb 20, 2026

Q: How do I ask for a raise without seeming greedy or ungrateful? Best Answer

I used to feel the same way until I realized: companies have no problem laying you off if it saves them money. Asking for fair compensation isnt greedy, its business. **The framework that worked for ...

0 votes · Feb 19, 2026

Q: How do HSA accounts actually work and are they worth it? Best Answer

HSAs are honestly amazing once you understand them. Heres the deal: 1. Money goes in pre-tax (lowers your taxable income) 2. It grows tax-free if you invest it 3. Withdrawals for medical expenses are...

6 votes · Feb 18, 2026

Q: Roth IRA vs Traditional IRA - which one should I pick at 25? Best Answer

At 25 making k, Roth IRA is almost certainly your best bet. Heres why: **Roth advantages for you:** - Youre in a relatively low tax bracket now (22%) - You'll likely earn more later and be in higher ...

6 votes · Feb 17, 2026

Q: Is it still worth buying a house in 2024 with these interest rates? Best Answer

I'm a real estate agent in Arizona and I'll give you my honest take. **Arguments for buying now:** - You can always refinance when rates drop - Phoenix inventory is still competitive - waiting might ...

0 votes · Feb 16, 2026

Q: How do small businesses actually get customers from Instagram in 2024? Best Answer

I do social media marketing for small food businesses, so this is right up my alley. **First, the reality check:** 20-30 likes with mostly friends means you're probably at under 500 followers. That'...

0 votes · Feb 09, 2026

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Why I Stopped Using Budgeting Apps and What I Do Instead

1,037 views · 67 likes · 0 comments · Feb 17, 2026

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