Counterpoint to everyone saying skip it - I got a 20 year term policy at 26 for like /month. Now Im 34 with some health issues and couldnt get approved at any reasonable rate. Locking in insurability ...

0 votes · 1 day ago

The 1099-K threshold keeps getting delayed. But technically you always owed taxes on profit. If youre selling used stuff for less than you paid, thats not profit. Only worry if youre actually making m...

0 votes · 1 day ago

Legally you owe nothing on Parent PLUS - thats your parents debt. But the family dynamics are hard. I give my parents /month to help even though I dont have to. Its what I can afford.

0 votes · 1 day ago

I used to feel the same way until I realized: companies have no problem laying you off if it saves them money. Asking for fair compensation isnt greedy, its business. **The framework that worked for ...

0 votes · 1 day ago

HSAs are honestly amazing once you understand them. Heres the deal: 1. Money goes in pre-tax (lowers your taxable income) 2. It grows tax-free if you invest it 3. Withdrawals for medical expenses are...

6 votes · 2 days ago

At 25 making k, Roth IRA is almost certainly your best bet. Heres why: **Roth advantages for you:** - Youre in a relatively low tax bracket now (22%) - You'll likely earn more later and be in higher ...

6 votes · 3 days ago

I'm a real estate agent in Arizona and I'll give you my honest take. **Arguments for buying now:** - You can always refinance when rates drop - Phoenix inventory is still competitive - waiting might ...

0 votes · 4 days ago

I do social media marketing for small food businesses, so this is right up my alley. **First, the reality check:** 20-30 likes with mostly friends means you're probably at under 500 followers. That'...

0 votes · 1 week ago