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4
votes
3
answers
Should I finance a car at 8.9% or keep driving my beater?

My 2008 Camry has 198k miles. It runs but needs about ,500 in repairs soon (timing belt, suspension stuff). Im looking at used cars in the -22k range ...

30
Ashley Davis asked Feb 16, 2026
6
votes
3
answers
Roth IRA vs Traditional IRA - which one should I pick at 25?

Im 25, making k as a marketing coordinator in Chicago. Just started taking finances seriously and want to open an IRA. I know traditional is pre-tax a...

28
David Jones asked Feb 16, 2026
2
votes
3
answers
CDs vs high yield savings - which is better right now?

I have about ,000 sitting in savings that I dont need to touch for at least a year (emergency fund is separate). Everyone keeps talking about high yie...

27
Andrew Jackson asked Feb 16, 2026
4
votes
3
answers
Got approved for a k credit limit at 21 - is this a trap?

I just got my first real credit card (had a secured card before) and they approved me for a ,000 limit. Im a senior in college working part time makin...

34
Brittany Thomas asked Feb 16, 2026
7
votes
3
answers
Should I refinance my student loans or wait for forgiveness programs?

I have about ,000 in federal student loans at 6.8% interest. I work for a nonprofit hospital so I might qualify for PSLF in like 8 more years. But I k...

36
Michael Williams asked Feb 16, 2026
0
votes
1
answer
How do I validate a startup idea before quitting my job?

I have a business idea I think is great. How do I test if anyone will actually pay for it?

937
Jessica Brown asked Feb 16, 2026
0
votes
1
answer
Is it cheaper to keep fixing my old car or just buy a new one at this point?

I have a 2012 Honda Accord with 167,000 miles. In the past year I've spent $2,800 on repairs (brakes, suspension work, AC compressor). Mechanic says I...

379
Matthew Moore asked Feb 16, 2026
0
votes
1
answer
Can I game on Linux or is Windows still required?

I heard Steam works on Linux now. Can I actually play all my games?

572
Michael Williams asked Feb 15, 2026
5
votes
3
answers
Is the stock market basically just gambling?

My boyfriend wants us to invest together but I always thought the stock market was basically gambling for rich people. Like you can lose everything ri...

30
Michael Williams asked Feb 15, 2026
4
votes
3
answers
How do I switch banks without screwing up all my autopays?

I want to leave BofA (fees are ridiculous) and switch to a credit union. But I have like 12 different autopays set up - rent, utilities, subscriptions...

31
Justin Garcia asked Feb 15, 2026
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