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votes
1
answer
Side hustle vs full business - when do you make the leap?

My side project makes about 2k/month. At what point should I consider going full time?

814
Christopher Miller asked Feb 18, 2026
7
votes
3
answers
Car insurance went up 40% at renewal - is this normal or should I switch?

Ive been with Geico for 5 years, clean driving record, no claims. My renewal just came and its ,840/year up from ,320 last year. I called and they bas...

64
Michael Williams asked Feb 18, 2026
5
votes
3
answers
Got a collections notice for a debt I dont recognize - do I just ignore it?

Got a letter from a collection agency saying I owe to some medical provider I have never heard of from a date when I definitely wasnt at any doctor. ...

34
Nicole Martin asked Feb 18, 2026
4
votes
3
answers
Is the 50/30/20 budget rule realistic anymore?

Everyone recommends 50% needs, 30% wants, 20% savings. But my rent alone is 40% of my take home pay and I live in a modest apartment in a normal city ...

36
John Smith asked Feb 18, 2026
6
votes
3
answers
Leasing vs buying - which is actually the better financial decision?

Getting conflicting advice from everyone. My dad says leasing is throwing money away, my coworker says shes leased for 10 years and loves it. I drive ...

33
Stephanie White asked Feb 18, 2026
7
votes
3
answers
Is it stupid to buy a house right now with 7% interest rates?

Everyone keeps telling me to wait for rates to drop. But Ive been waiting for 2 years already and prices just keep going up. My rent is ,100 and incre...

30
Brittany Thomas asked Feb 18, 2026
7
votes
3
answers
How much should I actually have saved for retirement by 30?

Im turning 30 next month and only have about k in my 401k. I see all these articles saying you should have 1x your salary saved by 30. I make k so Im ...

29
Nicole Martin asked Feb 18, 2026
5
votes
3
answers
Do I really need to pay taxes on my Venmo and PayPal transactions now?

I sell stuff on Facebook marketplace and Poshmark as a side hustle, probably make around -4k a year. I heard theres some new rule where PayPal and Ven...

30
Emily Johnson asked Feb 18, 2026
5
votes
3
answers
How many bank accounts should I actually have?

I currently just have one checking account where everything goes - paycheck, bills, spending money, everything. My girlfriend thinks Im crazy and has ...

44
Amanda Wilson asked Feb 18, 2026
8
votes
3
answers
How do I get out of k credit card debt without ruining my credit?

I made some really dumb decisions in my early 20s and racked up about ,000 across 4 credit cards. Interest rates are between 22-29% and minimum paymen...

48
Jessica Brown asked Feb 18, 2026
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