Loading...
7
votes
3
answers
How do you actually stick to a budget? Ive tried everything

Ive downloaded every app - Mint, YNAB, spreadsheets, the envelope system. I make a budget at the beginning of each month and by week 2 its out the win...

3
Ryan Robinson asked 3 days ago
3
votes
3
answers
Is it dumb to pay cash for a car when rates are this high?

I have k saved and want to buy a 2021 RAV4 for around k. My instinct is to pay cash and own it outright. But my financial advisor friend says with car...

1
Rachel Martinez asked 3 days ago
5
votes
3
answers
How much house can I actually afford on k salary?

Im pre-approved for k but that seems insane? I make k in Phoenix, have k saved for down payment, no debt. My rent is currently ,600. The mortgage paym...

1
Christopher Miller asked 3 days ago
4
votes
3
answers
I have k to invest - index funds or individual stocks?

Finally saved up ,000 that I can invest (beyond my emergency fund). Im 29 and dont need this money for at least 10-15 years. Everyone on Reddit says j...

1
Sarah Taylor asked 3 days ago
3
votes
3
answers
First time doing taxes after starting a side gig - what can I actually write off?

I started doing food delivery (DoorDash/UberEats) this year on top of my regular W2 job. Made about k from it. I know I have to pay taxes on this but ...

0
Matthew Moore asked 3 days ago
3
votes
3
answers
Is there any reason to use a big bank over an online bank anymore?

I have checking and savings at Chase because thats what my parents set up when I was a kid. But the savings rate is like 0.01% which is a joke. Online...

0
John Smith asked 3 days ago
5
votes
3
answers
Parents took out Parent PLUS loans for me - am I legally responsible?

So I just found out my parents have like ,000 in Parent PLUS loans they took out for my college. They've been struggling with payments and are now ask...

0
Sarah Taylor asked 3 days ago
4
votes
3
answers
How do HSA accounts actually work and are they worth it?

My new job offers a high deductible health plan with an HSA option. HR tried to explain it but I still dont really get it. Like the money rolls over f...

1
David Jones asked 3 days ago
1
votes
1
answer
How do I price my freelance work without underselling myself?

I just started freelancing as a graphic designer after 3 years at an agency. I have no idea what to charge. Some people on Fiverr charge $20 for a log...

71
Ashley Davis asked 3 days ago
0
votes
1
answer
When should I use MongoDB vs PostgreSQL for a new project?

Starting a new project and trying to pick a database. Everyone seems to either love or hate MongoDB. My app will have users, posts, comments - pretty ...

249
Justin Garcia asked 3 days ago