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4
votes
3
answers
I have k to invest - index funds or individual stocks?

Finally saved up ,000 that I can invest (beyond my emergency fund). Im 29 and dont need this money for at least 10-15 years. Everyone on Reddit says j...

29
Sarah Taylor asked Feb 17, 2026
3
votes
3
answers
First time doing taxes after starting a side gig - what can I actually write off?

I started doing food delivery (DoorDash/UberEats) this year on top of my regular W2 job. Made about k from it. I know I have to pay taxes on this but ...

36
Matthew Moore asked Feb 17, 2026
3
votes
3
answers
Is there any reason to use a big bank over an online bank anymore?

I have checking and savings at Chase because thats what my parents set up when I was a kid. But the savings rate is like 0.01% which is a joke. Online...

32
John Smith asked Feb 17, 2026
5
votes
3
answers
Parents took out Parent PLUS loans for me - am I legally responsible?

So I just found out my parents have like ,000 in Parent PLUS loans they took out for my college. They've been struggling with payments and are now ask...

31
Sarah Taylor asked Feb 17, 2026
4
votes
3
answers
How do HSA accounts actually work and are they worth it?

My new job offers a high deductible health plan with an HSA option. HR tried to explain it but I still dont really get it. Like the money rolls over f...

30
David Jones asked Feb 17, 2026
1
votes
1
answer
How do I price my freelance work without underselling myself?

I just started freelancing as a graphic designer after 3 years at an agency. I have no idea what to charge. Some people on Fiverr charge $20 for a log...

101
Ashley Davis asked Feb 17, 2026
0
votes
1
answer
When should I use MongoDB vs PostgreSQL for a new project?

Starting a new project and trying to pick a database. Everyone seems to either love or hate MongoDB. My app will have users, posts, comments - pretty ...

281
Justin Garcia asked Feb 17, 2026
0
votes
1
answer
What is the hardest language for English speakers to learn?

I want a challenge. Which language would take the longest to become fluent in?

700
Stephanie White asked Feb 16, 2026
4
votes
3
answers
How much emergency fund is too much? Is 12 months overkill?

I have about ,000 in savings which is roughly 12 months of expenses. My job is stable (healthcare IT) and I have no debt. My friends say Im being too ...

26
David Jones asked Feb 16, 2026
5
votes
3
answers
What do I do with money after maxing 401k and Roth IRA?

Im 34, make k, no debt, max my 401k (k) and Roth IRA (k). I have 6 months emergency fund. After all that I still have like ,500/month I could save or ...

28
Amanda Wilson asked Feb 16, 2026
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