Why I Stopped Using Budgeting Apps and What I Do Instead
After years of failing with budgeting apps, I developed a simple 3-account system that finally made managing money effortless. No apps required.
After years of failing with budgeting apps, I developed a simple 3-account system that finally made managing money effortless. No apps required.
After graduating with 47k in student loans, I developed a strategy to pay them off in just 3 years. Heres exactly how I did it, including the sacrifices, side hustles, and mindset shifts.
I went from a 580 credit score to 734 in 12 months. Heres the exact strategy I used, including disputing errors, secured cards, and the authorized user trick.