What kind of insurance should I get as a student teacher?

Congratulations on taking the first step to getting prepared for your student teaching semester. It's great that you're thinking ahead and wanting to make sure you have the right insurance coverage. First, let's talk about health insurance. Since you're currently covered under your parents' health insurance plan, you'll want to check with them to see if you'll still be covered while you're student teaching. Some parents' plans may have restrictions or requirements for students who are no longer living at home, so it's essential to confirm your coverage.

Regarding liability insurance, it's a good idea to have this type of coverage as a student teacher. Liability insurance can protect you in case you're sued for something that happens while you're teaching, such as a student getting injured in your classroom. Some schools may require student teachers to have their own liability insurance, so be sure to check with your school to see if this is a requirement. You can also check with your university or college to see if they offer any liability insurance options for student teachers.

As for prioritizing health insurance or liability insurance, it's a good idea to have both. Health insurance will cover you in case you get sick or injured, while liability insurance will protect you in case something happens to one of your students. If you had to prioritize one, I would recommend making sure you have health insurance coverage first, as this will ensure that you're protected in case of a medical emergency. However, liability insurance is also important, so try to get both if possible.

When it comes to choosing an insurance provider, there are several options available for student teachers. You can check with your university or college to see if they have any recommendations or partnerships with insurance providers. You can also look into professional organizations, such as the National Education Association (NEA)