What are the best rewards credit cards for someone with limited credit history like me?

Hey there, congratulations on starting to build your credit score from scratch. Getting your first rewards credit card can be a great way to earn cash back, points, or travel miles, and I'm happy to help you navigate the options. You've already done some research and come across a few promising cards, such as the Discover it Cash Back and the Capital One QuicksilverOne, which is a great start.

When it comes to rewards credit cards for limited credit history, there are a few things to keep in mind. First, you'll want to look for cards with low annual fees, as you don't want to pay a lot of money just to have the card. You'll also want a decent rewards rate, such as 1% or 2% cash back on all purchases. Finally, you'll want a card with a relatively low credit score requirement, as you're just starting to build your credit.

Some other options to consider are the Citi Rewards+ Card, the Wells Fargo Propel Card, and the Chase Freedom Card. These cards all have low annual fees, decent rewards rates, and relatively low credit score requirements. For example, the Citi Rewards+ Card has no annual fee, earns 2% cash back on all purchases, and is available to applicants with limited credit history.

When applying for a rewards card with limited credit, there are a few things to be aware of. First, you may not qualify for the best rewards rates or sign-up bonuses, as these are often reserved for applicants with excellent credit. You'll also want to be careful not to overspend, as this can hurt your credit score and make it harder to get approved for other credit cards in the future. Finally, be sure to read the terms and conditions carefully, as some rewards cards may have rotating categories or