What are the best practices for handling loan calculations in a programming project?
I'm currently working on a personal finance application and I need to implement a loan calculator feature. I've been researching different formulas and algorithms, but I'm not sure which one to use. I want to make sure my calculations are accurate and reliable.
I've looked into using APIs from financial institutions, but I'm concerned about the potential costs and limitations. I've also considered using open-source libraries, but I'm not sure if they're trustworthy. I'd love to hear from experienced programmers who have worked on similar projects.
Can anyone recommend a reliable method for handling loan calculations, and are there any specific libraries or tools that I should consider using? Do most programmers use a specific programming language or framework for this type of project?
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