What are the best health insurance options for someone working remotely as a freelancer in the United States?

I totally get why you're feeling overwhelmed with all the health insurance options out there, especially as a freelancer. I've been in similar shoes before, and it can be really tough to navigate. So, first off, let's talk about the Affordable Care Act (ACA) plans - they're definitely worth considering, especially since you've got a decent income and you're looking to cover yourself and your family.

As for whether you can get insurance through your state's Medicaid program, it's unlikely since you mentioned you make a decent income. Medicaid is usually geared towards low-income individuals and families, so you might not qualify. That being said, it's still worth checking out, and you can always visit your state's Medicaid website to see if you're eligible. Another option you might want to look into is a private health insurance plan, which can sometimes be more expensive, but might offer more flexibility and customization options for you and your family.

In terms of getting a plan that covers you and your family, it's definitely possible to find one that covers all of you under one plan. You might need to purchase a family plan, which can sometimes be more expensive than individual plans, but it's often more convenient to have everyone covered under one plan. As for discounts or subsidies, you might be eligible for some tax credits or deductions as a freelancer, which can help offset the cost of your health insurance premiums. I'd recommend talking to a health insurance broker or a tax professional to see what options are available to you and your family.

Lastly, I'd say don't be afraid to shop around and compare different plans to find the one that works best for you and your family. You can use online marketplaces like Healthcare.gov to compare plans and prices, and you can also talk to different insurance providers to get a sense of what they offer. I hope this helps, and I wish you the best of luck in finding a health insurance plan that works for you and your family - it's a big decision, but with a little research and patience, I'm sure you'll find something that fits your needs.