What are the best banks for people who travel frequently like me?

As a freelancer who travels frequently, it's great that you're looking for a bank that can accommodate your lifestyle and help you save on international transaction fees. I've been in similar shoes, and I've found that some banks are indeed more traveler-friendly than others.

Based on your requirements, I'd recommend checking out banks like Revolut, N26, or TransferWise Borderless. These banks offer a large network of ATMs worldwide, low or no fees for international transactions, and user-friendly online platforms. For example, Revolut offers a free account with no monthly fees, unlimited exchange in 24 currencies, and a real exchange rate with no markup. N26, on the other hand, offers a free account with no foreign transaction fees, and a large network of ATMs across Europe.

When it comes to digital-only banks versus traditional banks with physical branches, it ultimately depends on your personal preferences. Digital-only banks can offer more flexibility and lower fees, but you may miss out on the convenience of being able to visit a physical branch if you need to. On the other hand, traditional banks with physical branches may offer more services, but you may be charged higher fees for international transactions. If you're comfortable with managing your finances online, a digital-only bank might be the way to go. However, if you prefer the security of being able to visit a physical branch, a traditional bank might be a better fit.

In terms of specific recommendations, I'd suggest considering the following banks and their features: Revolut for its free account and unlimited exchange in 24 currencies, N26 for its free account and large network of ATMs across Europe, or TransferWise Borderless for its low fees