Should I consider a personal loan to help pay off my student loans while finishing my master's degree?

I totally get why you're considering a personal loan to help with your student loans - it can be overwhelming to balance debt repayment with finishing your degree. I've been in similar shoes, and I've looked into personal loans as an option. From what I've learned, it's not always the best idea to use a personal loan to pay off student loans, especially if the interest rate on the personal loan is higher than what you're currently paying on your student loans.

That being said, if you're really struggling to make your monthly payments and a personal loan could give you some breathing room, it might be worth exploring. You'd need to do some careful math to make sure you're not going to end up paying more in interest over the long term, though. Have you considered talking to your student loan servicer to see if they can offer any temporary hardship programs or income-driven repayment plans that might help lower your monthly payments?

I'd also recommend looking into other options for managing your debt, like consolidating your student loans or applying for a graduate student loan with a lower interest rate. Sometimes, there are better solutions out there that can help you get back on track without taking on more debt. If you're not sure where to start, you might want to talk to a financial advisor who can help you weigh your options and come up with a plan that works for you.

Ultimately, I think it's great that you're thinking carefully about your options and seeking advice - that's a huge step in getting your debt under control. I hope you're able to find a solution that works for you and allows you to focus on finishing your degree without too much stress. Good luck with everything!