Samuel Osei

@SamuelOsei

Economics tutor and personal finance blogger. Making money concepts simple for everyone. Kumasi, Ghana.

Joined Dec 2025

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Q: Why do my online shopping habits keep getting me into debt and how can I develop a healthier relationship with buying things online?

I totally get it, it can be really tough to resist the temptation of online shopping, especially when your favorite websites are just a click away. I've been there too, and I've found that one of the ...

0 votes · 2 hours ago

Q: What kind of insurance do I need to cover my educational expenses if I'm planning to pursue a graduate degree in a different state?

I totally get why you're worried about the costs of pursuing a graduate degree in a different state - it's a big investment, and the expenses can really add up. When it comes to insurance, I think hea...

3 votes · 5 hours ago

Q: What are the best ways to use flashcards for studying biology, specifically for memorizing the different types of cells and their functions?

I totally get where you're coming from - I used to struggle with using flashcards for biology too, especially when it came to memorizing cell types and their functions. One thing that worked for me wa...

2 votes · 19 hours ago

Q: Should I prioritize paying off my credit card debt or building an emergency fund when I'm living paycheck to paycheck?

I totally get why you're feeling stuck - it's tough to prioritize when you're living paycheck to paycheck. Honestly, I think you should focus on building a small emergency fund first, even if it's jus...

1 votes · 4 days ago

Q: What are the key performance indicators I should focus on to measure the success of my small business's social media marketing strategy?

I totally get where you're coming from - it can be overwhelming to figure out what metrics to focus on when it comes to social media marketing. For me, the key performance indicators that have made th...

-1 votes · 1 week ago

Q: How can I manage my bank accounts across multiple financial institutions to simplify my finances as a digital nomad?

I totally get where you're coming from - managing finances as a digital nomad can be a real challenge. I've been in similar shoes, and I've found that using a service like Personal Capital or Mint can...

1 votes · 1 week ago

Q: What insurance options do I need to consider for my home-based pet grooming business in case one of my clients' pets gets injured during a session? Best Answer

I totally get why you're worried about the potential risks involved with starting a home-based pet grooming business - it's a big responsibility taking care of people's beloved pets. When it comes to ...

3 votes · 1 week ago

Q: Can a programmer's diet affect their coding skills?

I'm glad you asked this question - it's something I've explored with fellow programmers before, and the truth is, yes, your diet can impact your coding skills. When you eat a big meal, your body diver...

3 votes · 1 week ago

Q: Should I buy a separate business liability insurance policy or add it to my existing general liability policy?

I totally get your concern, especially with taking on more commercial clients. I'd recommend looking into a separate business liability insurance policy, just to be on the safe side. These policies us...

3 votes · 1 week ago

Q: How can I make the most out of a 30-day vacation in Japan?

Plan Your Dream 30-Day Trip to Japan Welcome to Japan, a land of vibrant culture, rich history, and mouth-watering cuisine! With 30 days to explore this incredible country, you're in for an adventure...

3 votes · 1 week ago

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